An employer match is a contribution rule, not a portfolio
Matching formulas describe how money enters an account. They do not tell you what to hold.
Jordan Hale
Personal finance editor
A match is usually a percentage of pay, up to a cap, if you contribute. Vesting can delay when those dollars are yours.
That is plan mechanics. It is not a fund pick, a glide path, or advice to “max it.”
DontPanic does not rank 401(k) menus. Read the summary plan description for the formula that applies to you.
Estimates and articles on DontPanic are for general information only. They are not financial, legal, or tax advice, and they are not an offer to buy or sell any product.